In recent years, Sesame Credit has gradually been widely used in various social groups, and this breadth is not only for society. Now, Alibaba has also specially opened Sesame Credit College Student Credit Festival and college credit courses. The editor will take you to see the specific content.
It is understood that since its launch in September 2015, the national "credit course" system for college students has been implemented in 40 universities in 17 provinces and cities across the country, with nearly 4,000 students participating, and a total of 122 classes have been opened. Today, at the first Global XIN Charity Conference held in Hangzhou, Sesame Credit, an independent third-party credit reporting agency under Ant Financial, shared its observations on the current credit status of college students.
Xiao Liang from Henan University is a college lecturer at the Sesame Credit Education Program and a beneficiary of credit.
Xiao Liang volunteered for two months during his freshman summer vacation. After the work, he obtained a volunteer certificate - a credit card with a limit of 1,000 yuan. He used this credit card to spend a sweet New Year's Eve with his long-distance girlfriend, and he also paid medical expenses, which solved many urgent needs. He quickly applied for the second credit card in his life, and the credit limit was not low.
He couldn't wait to convey this discovery to his peers, and at the same time he was recruited as a volunteer lecturer on the eve of graduation.
Sesame Credit Fund survey found that most college students have never been exposed to systematic credit education and have a weak credit culture. In September 2015, Sesame Credit and Shanghai True Love Dream Charity Foundation jointly established the "Sesame Credit Special Charity Fund" (hereinafter referred to as "Sesame Credit Fund"), with a plan to invest 10 million in three years to launch a national "credit course" for college students, which marks the first time that China's credit education has received a long-term and stable investment commitment.
For example, in the course design case discussion: a teacher has a meager salary and no bad habits; an unemployed young man has to stay away from smoking, drinking, mahjong, and the bank statement is high. As a personal loan, who would you lend to? If you were a member of the Joint Savings Committee of Colleges and Universities, who would you give? Then introduce knowledge points: what are the financial information banks can obtain, what are the dimensions of credit assessment, how credit data plays a role in the financial industry and personal life, how to increase credit, etc.
"The three-year plan is just the beginning. We have the patience to start with personal credit awareness, cultivate group credit behavior, and ultimately act on the construction of the national credit system." In the view of the relevant person in charge of Sesame Credit, this is a project that is aimed at and cultivates the future.
Sesame Credit, taking college students as part of the development group, is undoubtedly a measure worthy of college students' credit, and the opening of credit courses is a measure worthy of positive thinking for people.
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